© 2025 Pinnacol Assurance. All rights reserved.

Member dividends

GET YOUR WORKERS' COMP 

QUOTE IN 90 SECONDS

We’ve distributed $905 million in member dividends, more than any other carrier in Colorado. Our general dividend program puts money back into your business.

With Pay-as-you-go billing that automates your payments, claims costs 10% lower than the competition and industry-leading customer satisfaction scores, we make workers’ comp simple so you can do your best work.

Get the Pinnacol Edge™ and save up to 15% upfront on a new policy. Our premier services save you money over the long haul, so we send those dollars straight to your bottom line. 



Leave the hassle behind

Save 15% today

Our nearly-instant online coverage, upfront discount and generous member dividends allow you more time and money for your business. 

Time is money. Get started.




THE WRONG WORKERS' COMP PARTNER CAN COST YOU—BIG TIME.

WHY PINNACOL?

Our members enjoy up to 15% in upfront savings, generous dividends and coverage that goes wherever their business expands. 

All you need is a Pinnacol policy to become a member and start saving today.

From office openings to remote hires, our nationwide coverage protects your business as it expands. We offer coverage options in all 50 states.

Coverage for wherever you grow

Don't just take our word for it

*Pinnacol resolves 25% more claims than competitors at our first require reporting to NCCI