Colorado’s top choice for workers’ compensation
Members enjoy up to 15% in upfront savings, generous dividends, award-winning care and lower claims costs.
Protect your people and your bottom line.
Why choose Pinnacol?
Save 15% today
Get the Pinnacol Edge™ and save up to 15% upfront on a new policy. Our premier services save you money over the long haul, so we send those dollars straight to your bottom line.
We pay you back, year after year
We’ve distributed $905 million in member dividends, more than any other carrier in Colorado. Our general dividend program puts money back into your business.
Leave the hassle behind
With Pay-as-you-go billing that automates your payments, claims costs 10% lower than the competition and industry-leading customer satisfaction scores, we make workers’ comp simple so you can do your best work.
Meet Our Customers
We’re proud to help thousands of renters like you protect their homes and belongings.
Bright made it easy to get coverage right when I needed it. The process was smooth, fast, and I couldn’t be happier!
Alex R.
New York
After my apartment flooded, Bright’s team was there for me every step of the way. I got the help I needed right away!
Sarah L.
Chicago
Coverage you can count on is here
The search for reliable workers’ comp coverage at a great value is over. Get peace of mind and start your free quote now.
Business protection with an AM Best Rating of A-
Our comprehensive coverage safeguards your business if a worker is injured, and with the largest safety team in Colorado, our complimentary Safety Services help prevent those injuries.
Covered medical care
We cover all essential medical treatment and ongoing care if an injury occurs. Our award-winning claims management reduces costs by resolving claims quicker and more efficiently, all without compromising injured worker care. We’ve been rated No. 1 by injured workers in Colorado for nine years running.
Wage replacement and additional benefits
Our coverage provides lost wages, disability and death benefits in the case of a workplace accident. We offer a free Return to Work program that reduces claims costs by helping injured workers get back on the job quickly and safely. This one-of-a-kind program helped members reduce claims costs by $6 million in 2024 alone.
What you get with a Pinnacol membership
Don’t just take our word for it
Save time and money with coverage backed by over a century of expertise. Plus, access protection that goes wherever your business expands.
All you need is a Pinnacol policy to experience the benefits of being a member.
Coverage for wherever you grow
From office openings to remote hires, our nationwide coverage protects your business as it expands. We offer coverage options in all 50 states.
